Financial Solutions

Fuel Your Business
Growth in Dubai

Access High-Value Business Loans for Working Capital, Expansion, or Trade Finance. Competitive Rates. Fast Approval. No Collateral Options.

Partner Partner Partner
AED

Millions Disbursed to SMEs

Note: Business loan eligibility in UAE depends on your company's vintage (age), annual turnover, and bank statement health. Minimum operational history of 1-2 years is typically required.

Financing Options

Tailored Financial Solutions

We connect you with top UAE banks and financial institutions for the best rates.

Unsecured Business Loan

Lump sum amounts typically up to AED 5 Million, repaid in monthly installments (up to 48 months).

  • No Collateral
  • Fast Processing
  • Flexible Tenure

Trade Finance

Facilities like Letter of Credit (LC) and Trust Receipts (TR) to manage international payments.

  • Import/Export Support
  • Invoice Discounting
  • Bank Guarantees

Working Capital

Short-term funding (Overdrafts) to manage daily operational expenses and cash flow gaps.

  • Interest on Usage
  • Revolving Credit
  • Liquidity Management

Explore Popular Free Zones

Select the ideal jurisdiction for your business. Each zone offers unique advantages in licensing.

Jebel Ali Free Zone (JAFZA)

The largest free zone worldwide, ideal for logistics, manufacturing, and trade.

DMCC

Global hub for commodities trade, offering world-class infrastructure.

DIFC

Leading financial hub for banking, fintech, and legal institutions.

Dubai South (DWC)

Proximity to Al Maktoum Airport, perfect for aviation and logistics.

IFZA

Cost-effective and flexible, popular for startups and SMEs.

Meydan Free Zone

Located near the racecourse, offering low-cost licenses for professionals.

Sharjah Media City (SHAMS)

Creative hub for media and digital entrepreneurs with low entry costs.

RAKEZ

Cost-effective industrial and business zone in Ras Al Khaimah.

DAFZA

Premium zone next to Dubai Airport, focusing on aviation and electronics.

Dubai Internet City

The region's leading tech community for IT and software companies.

Dubai Media City

Home to global media giants, broadcasting, and advertising agencies.

Dubai Silicon Oasis

Integrated free zone for technology, innovation, and modern living.

SPC Free Zone

Fastest zone for publishing, printing, and general trading licenses.

KIZAD (Abu Dhabi)

Integrated trade, logistics, and industrial hub with port access.

Dubai Design District

Dedicated to design, fashion, and luxury industries.

Dubai Healthcare City

Specialized zone for medical services, hospitals, and pharmaceuticals.

Abu Dhabi Global Market

International financial centre on Al Maryah Island.

Fujairah Free Zone

Strategic access to the Indian Ocean for trading and maritime.

Ajman Free Zone

Affordable setup for trading and industrial businesses.

UAQ Free Trade Zone

Low-cost licenses with easy setup and minimal requirements.

Hamriyah Free Zone

Industrial powerhouse with deep water port and logistics.

Sharjah Airport (SAIF)

Fast and efficient zone adjacent to Sharjah International Airport.

Dubai Maritime City

Center for maritime services, ship repair, and engineering.

Dubai Auto Zone

Specialized marketplace for the automotive import and re-export industry.

Dubai CommerCity (DCC)

Dedicated to e-commerce business setup with end-to-end fulfillment services.

Ras Al Khaimah DAO

Pioneering digital asset oasis for blockchain and virtual asset companies.

Masdar City Free Zone

Sustainable urban development for clean energy and technology businesses.

DUQE Free Zone

Unique setup on the Queen Elizabeth 2 offering a prestigious floating office.

Why Choose Us

Advantages of Our Service

High Approval Rates

Our strong relationships with multiple banks increase your chances of getting approved quickly.

Low Interest Rates

We negotiate the most competitive interest rates in the market, reducing your cost of capital.

Fast Disbursal

Get funds disbursed to your account in as little as 7 working days post-approval.

Minimal Paperwork

We handle the documentation and application filing, making the process hassle-free for you.

Unsecured Options

Access loans without needing to pledge assets or collateral, protecting your personal wealth.

Expert Guidance

Our financial advisors guide you to choose the right loan product that fits your business model.

Requirements

Eligibility Criteria

To qualify for a business loan in UAE, your company should generally meet these standards.

  • Business Vintage

    Minimum 1 to 2 years of business operation in UAE.

  • Annual Turnover

    Minimum turnover of AED 1 Million per annum is often required by major banks.

  • Operational Status

    Active Trade License and physical office presence (sometimes virtual is accepted).

  • Blacklisting Check

    No bounces or negative history in AECB (Al Etihad Credit Bureau).

Checklist

Documents Required

Company Docs

  • Trade License Copy
  • MOA / Power of Attorney
  • Tenancy Contract (Ejari)
  • VAT Certificate & Returns (4 qtrs)

Financials

  • Bank Statements (Last 12 months)
  • Audited Financials (if available)
  • Passport & ID of Partners
  • List of Top Clients/Suppliers

Frequently Asked Questions

Dubai Business Loans in Major Cities