Retirement Planning Tool

EPF
Calculator

Calculate your Employee Provident Fund corpus with employer and employee contributions for retirement planning.

Calculate EPF Corpus

Your monthly basic salary

Standard: 12% of basic salary

Current EPF rate: 8.25% p.a.

Duration of employment

Ready to Calculate

Enter your EPF details to calculate retirement corpus with tax-free returns.

About Employee Provident Fund

EPF Key Features

  • Employee Contribution: 12% of basic salary
  • Employer Contribution: 12% (3.67% to EPF, 8.33% to EPS)
  • Interest Rate: 8.25% p.a. (FY 2023-24, compounded annually)
  • Tax Benefits: Contributions tax-deductible under Section 80C (EEE status)
  • Withdrawals: Tax-free at retirement, partial withdrawals allowed

Secure Retirement

Government-backed scheme ensuring financial security after retirement.

Tax Free

EEE status means contributions, interest, and withdrawals are all tax-exempt.

Employer Match

Employer contributes equally, effectively doubling your retirement savings.