Calculate NPS Returns

Monthly Contribution

Minimum: ₹500 per month

Expected Annual Return (%)

Typical range: 8-12% p.a.

Investment Period (Years)

Years until retirement

Annuity Rate (%)

Expected annuity return: 6% p.a.

Enter your NPS details to calculate retirement corpus and monthly pension.

About National Pension System

Minimum Contribution: ₹500 per month (₹1,000 per year)
Withdrawal: 60% lumpsum (tax-free), 40% annuity (for pension)
Tax Benefits: Section 80C (₹1.5L) + 80CCD(1B) (₹50K additional)
Investment Options: Choice between Equity, Corporate Bonds, and Government Securities
Portability: Can switch jobs without changing NPS account

Save up to ₹2 lakh in taxes under Section 80C and 80CCD(1B).

Potential for higher returns through equity and debt market exposure.

40% corpus converts to annuity for guaranteed monthly pension.